new york state car insurance requirements

My broker gave me a quote on my automobile insurance, but when I got the policy the premium was much higher. Do I have to pay the premium that the insurance company is asking for? Why? Yes, you have to pay the premium that the company is asking for. The company must charge the premium in accordance with the rates that they have on file with this Department. There are several reasons why the company's premium may be higher than the quote provided by the broker. For example, the company may be applying a surcharge for an accident or ticket that the broker was not aware of.

Make sure you have enough liability protection and change your umbrella policy as necessary new york state car insurance requirements. To learn more, or if you have a complaint against a company, call or write:. $15,000 personal injury protection. $25,000 bodily injury liability per person. required under New York Law, the requirements are governed by Article 8 of the New York.

new york minimum car insurance requirements

$1,000 medical payments coverage new york minimum car insurance requirements. $20,000 bodily injury liability per person. $15,000 bodily injury liability cheap insurance windsor ontario. After a driver achieves 50 hours of supervised driving and six months of driving with the learner's permit, he or she may take a driving test and receive a junior license.

Outside of New York City, the junior license is valid with a series of curfew and passenger restrictions. Check with your county for specific restrictions. $10,000 property damage liability per accident. $10,000 property damage liability per accident. Bodily Injury (BI) : a coverage that pays people you injure in an accident up to $25,000 per person, for a max of $50,000 for the injuries of two persons or more in a crash .