can i drive my husbands car if my name is not on the insurance
It may exclude certain categories of people (like minors) or state that any other properly licensed driver may operate the vehicle, or state something else...just read the thing.
All that means is sometimes you can be held responsible for the actions of others. So, we have learned that (i) if you crash your car, you have liability; (ii) if your friend crashes your car, you also have liability. Liability is the reason we buy insurance. So, to say the owner has liability because the friend borrowed the car is not helpful at all when the question in this thread is, given that there is liability, will the insurance company cover it?. The solution to all of this is relatively simple. If you really desire to drive your father's car, try earning the money needed to foot the additional premiums he'll pay to place you on his policy. Don't want to do that?.
If your friend drives your vehicle on a regular basis, you'd need to add him as an "additional driver" to your policy. Making Windshields Smarter: Questions on ADAS Calibration More States Deploy Drones to Monitor Traffic, Clear Accidents Content Analysis: Authenticating Provenance of Antique Furniture Honda Identified Takata Airbag Issue and Quietly Requested Fix Benefits of Surveillance, Social Media in Workers’ Comp Claims Investigations Industry Claims Conference Keeps up with Changes Zika’s Impact on Tourism, Health Lawmakers in Iowa Slam Brakes on Raising Speed Limits More News Features states with the highest car insurance. @Lynn, Yes, as long as your friend has your permission to drive your RV and only drives it occasionally (less than 12 times a year), they’ll be covered by your Progressive RV policy. Also remember, if there’s ANY chance a driver will use your car, about excluding her.
While it seems you can drive a car owned by you or not owned by you and be fully covered ,a car owned by a spouse can actually Geico v mr auto insurance south bay street eustis fl. tim Hanzlik and Wendy Hanzlik upheld that the wording makes a spouses vehicle not listed on your policy an un-insured vehicle when driven by you if not listed on your own policy too. as " Wendy was Tim's spouse and that the two resided in the same household. Therefore, by the clear language of the policy, Wendy fit within the definitions of both "you" and "relative." Therefore, Wendy's Toyota was an automobile owned by "either you or a relative," which by policy definition cannot be a "nonowned auto" for Tim. therefore tim was without insurance driving wendy's vehicle.