Thomas S can u put insurance on a car not in your name. Worthless scum suckers that should not be in business. Worst of the worst out there. Share Review.Insurance plan as on occasional driver, then you will probably never use kai auto insurance chicago. roblem was since my calls were never returned from the Claims Adjuster Joshlin Dorden. On 09/24/2014 I was informed that KAI Advantage Auto had issued a check to me for the repairs. To date, 10/07/2014 I have not received it or a copy of their estimate to repair my car. Yesterday, 10/06/2014, my day off I dropped my car off so that the repairs could begin since I will be without a car for 2 weeks. The repair shop I had dropped my car off at called me today, 10/07/2014 and informed me that they could not repair my car for what KAI Advantage Auto supposedly had issued a check for (around $1,700. They had finally gotten a copy of the estimate from KAI Advantage Auto after calling Joshlin Dorden several times a day for over a week. The shop I took my car to be repaired at informed me that KAI Advantage Auto only reimburses a fraction of the standard hourly rate for labor, will not use OEM replacement parts and does not guarantee the work required to repair my vehicle to the condition it was before their insured ran a stop sign and struck into my car. Now, 6 weeks after the accident happened I have been forced to open a claim with my insurance company, State Farm so that I can get my car fixed as it should be, not some cut rate repair that has no guarantee. I will have to pay my deductible and hope that KAI reimburses State Farm. Why is this allowed to happen in the great State of Illinois. This company should not be allowed to do business in Illinois since they do not offer a product that repairs cars as they should be repaired. I finally saw the reviews for this company on-line and they do not have anything but HORRIBLE reviews with everyone giving them a 1/5, nothing higher.