insurance groups cars uk list

Age is also something that insurance companies will consider. Unfortunately, young drivers are involved in a disproportionately high number of accidents and insurers make up for this by charging young drivers an arm and a leg. Elderly drivers also see a premium increase because they are deemed riskier than middle-aged drivers. But rating factors will be similar and if you use the tool above to find your car's insurance group you'll get an idea of where your vehicle stands in the table. Soon to be replaced by an all-new car, so look for big discounts insurance groups cars uk list.

Group Rating system is administered by the Motor Insurance Repair Research Centre (Thatcham Research). It meets to assign new car models to an insurance group from 1 (cheapest to insure) to 50. Independent testing company Thatcham puts new cars through their paces. Mercedes Benz S-Class 300 Blue Tec Hybrid L AMG Line 231 Auto auto insurance milford mi. By using the website you agree to our use of cookies as described in our cookie policy.

Previously there were 20 groups. However, Thatcham introduced the 1-50 system in 2007. This means that each model of car tested can be banded more accurately with similar cars. The (slightly) higher priced of the trio, but it retains its value that bit better and arguably brings with it a more sought-after brand image for the style conscious. is a trading style of ABOB Services Limited. Registered office: 3 Axis Court, Mallard Way, Swansea, SA7 0AJ. Registered in England and Wales with registered number: 08599203 ABOB Services Limited is authorised and regulated by the Financial Conduct Authority, FCA registered number: 618339 Copyright © 2014 ABOB Services Ltd. All Rights Reserved. Aixam 400 Hatchback Aixam 500 Hatchback Aixam 400 Minivan Aixam 500 Minivan Alfo Romeo Mito Audi A1 Hatchback Audi A1 Sportback Chevrolet Aveo Chevrolet Spark Chevrolet Trax Chrysler Ypsilon Citroen Saxo Citroen C3 Citroen C3 Pluriel Citroen DS3 Citroen ZX Hatchback Citroen C4 Hatchback Citroen C4 Coupe Citroen C4 Cactus Citroen Berlingo Multispace Daewoo Matiz Daewoo Nexia Hatchback Daewoo Nexia Saloon Daewoo Lanos Hatchback Fiat Seicento Fiat 500 Hatchback Fiat 500 C Fiat 500L Fiat 500L MPW Fiat Punto Fiat Punto Hatchback Fiat Grande Punto Fiat Bravo Fiat Doblo Ford Fiesta Ford Fusion Ford Escort Hatchback Ford Escort Estate Ford Focus Hatchback Ford Focus Estate Ford B-MAX Ford EcoSport Ford Tourneo Connect Ford Grand Tourneo Connect Honda Civic Hatchback Hyundai Getz Hyundai i10 Hatchback Hyundai i20 Hatchback Hyundai i30 Tourer Hyundai ix20 Kia Picanto Kia Rio Kia Soul Kia Venga Mazda 121 Hatchback Mazda 2 Mazda 3 Hatchback Mazda Demio Mercedes A-Class Microcar M-Go Nissan Micra Nissan Micra Hatchback Nissan Almera Hatchback Nissan Note Peugeot 106 Peugeot 206 Peugeot 206 SW Peugeot 207 Hatchback Peugeot 2008 Peugeot 306 Hatchback Peugeot 306 Estate Peugeot 307 Hatchback Peugeot 307 Estate Peugeot 308 Hatchback Peugeot Partner Combi Peugeot Partner Tepee Renault Modus Renault Grand Modus Renault Twingo Renault Clio Renault Clio Hatchback Renault Clio Sport Tourer Renault Captur Renault Megane Hatchback Renault Megane Saloon Renault Megane Sport Tourer Renault Megane Tourer Renault Kangoo Renault Scenic Rover 100 Hatchback Rover CityRover Rover 200 Hatchback Rover 25 Seat Arosa Seat Ibiza Seat Ibiza Hatchback Seat Ibiza Sport Coupe Seat Ibiza ST Seat Altea Hatchback Seat Leon Hatchback Seat Cordoba Skoda Yeti Skoda Fabia Hatchback Skoda Fabia Estate Skoda Roomster Skoda Felicia Hatchback Skoda Felicia Estate Smart City Coupe Smart City Cabriolet Smart Fortwo Coupe Smart Fortwo Cabriolet Suzuki Alto Suzuki Swift Hatchback Suzuki Wagon-R+ Toyota Yaris Toyota Yaris Verso Toyota Yaris Hatchback Toyota Starlet Toyota Corolla Hatchback Toyota Corolla Saloon Toyota Auris Vauxhall Adam Vauxhall Corsa Hatchback Vauxhall Agila Vauxhall Astra Hatchack Vauxhall Astra Saloon Vauxhall Astra Estate Vauxhall Astra Sports Tourer Vauxhall Meriva Volkswagen Lupo Volkswagen Polo Hatchback Volkswagen Polo Saloon Volkswagen Polo Estate Volkswagen Golf Hatchback Volkswagen Golf Estate Volkswagen Golf Plus Volkswagen Golf SV. Home Insurance Life Insurance Car Insurance Health Insurance Home Insurance Travel Insurance Van Insurance Income Protection Prepaid Cards Competitions Blog Contact. Car insurance resources >>> What are the cheapest cars to insure?. uSwitch.

insurance groups cars uk explained

Sharing its basic styling and underpinnings with the Skoda Citigo and Volkswagen Up, the Mii also proves to be the cheapest of the trio by a small margin so it’s certainly fine value for money auto insurance parker colorado. Admittedly, the exterior styling lacks a bit of sparkle but it counters by offering an enjoyable driving experience and a solidly built, comfortable cabin. Impact performance, damage costs, repairability, theft prevention and other factors are tested insurance groups cars uk explained. Group Rating system is administered by the Motor Insurance Repair Research Centre (Thatcham Research).
Repair costs and times Longer repair times mean higher costs and the greater likelihood of a higher group rating. Different paint finishes on modern cars are an important factor, so these are also taken into account. How much do you consider insurance cost before choosing a car? Let us know in the comments below..

Remember that, whatever rating your vehicle has, there may be more significant factors affecting the price of your insurance, such as the profile of the driver and where he or she lives . The Kia Rio is one of the cheap cars to insure for small families, with its 5-door Air model in car insurance group 1 and several other models in groups 2 and 3. The Rio has received praise for its ample boot space and low CO2 emissions. There are plenty of capable models to choose from that will help keep a lid on costs, and we've picked the Top 25 that sit in insurance groups one to four. To encourage car manufacturers to fit better security systems, the group–rating process also looks at locks and security devices fitted as standard. Insurers' standards are more testing than the basic legal requirements and get tougher as the group rating increases. As the cost of motoring continues to rise, many of us are looking to ways to save cash.

• U:  Unacceptably poor standard of security . Insurers may insist on upgraded security before they agree to cover you. Insurers take many factors into account when setting premiums but with all else being equal, the lower the group number the lower the insurance premium should be. This means that the insurance group can give you an idea of relative insurance costs when comparing different models. Different versions of the same car will also be in different insurance groups, as engine performance and trim level affects premiums.

25-litre engine is way down in group 5, but the same car in Titanium X trim with the 125bhp 1.0-litre EcoBoost engine is in group 16. Key points. Use our Car Crime Calculator to see if your local area or car is a target. The cheapest cars to insure will often be ones that have built in security features by the manufacturer such as alarms, high security locks, or immobilisers which prevent the car from being hot wired. So if you’re looking to cut down your motoring costs, choosing the right car could help make your annual premium more affordable – particularly if you’re a young driver.