"But if you're planning to drive abroad, make sure you also familiarise yourself with the local driving rules, traffic signs and priorities and road conditions. You choose the level of cover that best suits your needs and pay an annual fee up front go compare car insurance recovery. Any call outs you make during the period of cover are then free of charge. vehicle-based cover . The former covers you as the passenger in any car you are travelling in, providing it falls within the breakdown company's conditions. The latter covers the nominated vehicle only. "If you're planning to take a classic car to France, for example, then roadside repair is certainly worth thinking about," said Kelly car insurance do i need legal cover. All breakdown policies include roadside assistance as standard.