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Car dealers will be able to order you a replacement set but this can take weeks. This is a set amount you need to pay to your insurer when making a claim . The level of your compulsory excess will depend on how much of a risk you are judged by the insurer. If the accident wasn't your fault, receive a replacement vehicle to keep you on the road You are protected immediately with DNA Insurance, so you can start driving straightaway DNA help you pay for cover in the best way for you – letting you plan your expenses in advance so you are comfortable with making payments Get a tailor-made policy no matter where you live, with the help of our specialists at DNA insurance. An accident can happen anytime and at DNA we know it is important that you stay on the road, which is why we have a claims team available 24 hours a day, 7 days a week If something does happen, have peace of mind that your legal expenses are covered by DNA Insurance. on The Top Three Causes of a Motor Vehicle Breakdown (and how to Spot them).