My journey was quite simple, I left school at the age of 16 and my first job interview was with a local broker . I’ve worked on both sides of the fence, for brokers and insurers, so I know how insurers think and why they do things. When I left school I wanted, believe it or not, to be a barristers’ clerk. After numerous interviews it didn’t work out and I saw an advert in the Evening Standard for an insurance broker. It was an offshoot of Allen & Allen in North London. I didn’t know anything about insurance, I just went in for the interview and said: “I’m going to be the best salesperson you’ve ever had and I’m going to beat all the people you’ve got.
We’d been putting the business plan together for a number of months and decided to make the jump. It was quite a nerve-wracking experience because I sold my BMW convertible for a rusty Rover 214, which cost me about £200 and I also re-mortgaged my flat. I was 28, so that was everything, but to me it wasn’t going to fail because I don’t fail at anything. In the worst-case scenario if I had to live in a caravan I would live in a caravan.
5m. We started out in car and van and, as we grew, we moved into private and public hire taxi insurance. We wanted to grow all of them aggressively. [But] we then decided to consolidate.It was right at the time to move down to two products but now we want to branch out again. Our main lines moving forward will be private car but niche market non-standard, so Japanese imports, young and convicted drivers. You can’t be all things to all people, there’s enough business out there to concentrate on the niche markets. It’s a combination of head-hunting via the usual routes of using agencies and people that you know in the market place.
They are not keen on convicted drivers, so rates for those non-standard niche markets are considerably higher and it enables us to have a more bespoke approach. You reached this page when attempting to access from 85 car insurance rates ny vs ct.25.198.