It may not be possible for many young drivers to fork out the cost for car insurance in one go, but if this option is open to you, take it, as you could pay less in total by not paying in monthly instalments. Car insurance can seem an unwelcome purchase for motorist, but what happens if you're not covered?. Even if your policy states you’re covered to drive other cars on third party, be sure to check with your insurer first, as cover depends on things like age, job and the car itself cheapest car insurance second driver. You’ve just taken the Safe Driver pledge! Please encourage your loved ones to be focused drivers by tagging them on Facebook, Instagram and Twitter. Choosing to pay a higher voluntary excess on top of the compulsory excess you’re quoted — the amount you’d have to pay up front if you made a claim — can significantly reduce the cost of your car insurance car insurance san ysidro. However, make sure you’re able to afford to pay the excess if you do have an accident — young drivers with little money could struggle to stump up £500 or more after a crash. Furthermore, statistically speaking, young drivers are more likely to make a claim within the first year of driving, so beware that you could end up forking out the higher voluntary excess early on.