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Avelar told us, "People still have to work, people still have to drive to work and we can issue an insurance policy even if they don't have a license." Tyler insurance agent Tom Sorrels says the insurers know a vulnerable market when they see one. "The insurance companies started realizing that they're going to drive no matter what. So why not get they're pound of flesh so to speak and charge accordingly.
"Yeah, I was and the first time I knew that was when I saw that same sign that you saw. I looked at the sign and I said, I didn't know you can get auto insurance without having a driver's license. The words on the sign were very encouraging. You have no license, come on in and get auto insurance.
Berman isn't worried about that. "I do have a problem with them registering their cars, but I don't think you're going to find many illegal aliens going in to register thier cars." Avelar disagrees. "Well, they do it. They do it.
When it comes to money, they make arrangements." Sorrells said, "They're going to drive. You're not going to stop them from driving. And I've checked with several car dealers and there's no requirement for verification of social security numbers to sell a car." But all agree that it is better to have drivers insured, even without a license. Sorrells said, "So what would you rather do. Would you rather have someone who had no insurance hit you in an accident or would you rather have them insured?" Avelar agreed, "You still have to drive.
You still have to provide for your family. And if we can insure you, then you're better off." And ironically, the illegal alien turns out to be a good risk. Sorrells told us, "The loss ratio is what insurance companies look at. It's how much premium they take in versus how much they pay out in claims.
" But, whatever happens with insurance in Texas, Berman draws the line at a driver's license for illegals. "They've tried to pass that five times in a row, and it has always been defeated. And we'll defeat it again." As Avelar said," business is business.". People in Group quarters - Residential treatment centers for emotionally disturbed children (%) auto insurance no license houston.
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