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We do not distinguish between individual drivers, so there is a joint responsibility to drive safely. . Select a reason It didn’t answer my question I don’t understand the answer I need more information Comment do you have to have auto insurance in va. insurethebox is a trading style of Insure The Box Limited which is authorised by the Gibraltar Financial Services Commission, and authorised and subject to limited regulation by the Financial Conduct Authority. Details about the extent of our authorisation and regulation by the Financial Conduct Authority are available from us on request.