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And that’s a shame. Calling to verify means nothing usaa rental car insurance enterprise. Theres is nothing in the terms and conditions of the rental agreement that says you need to be use a MAJOR product to get the car rental insurance. The insurance is provided through the rental company (I only checked Avis.) see this link (if link doesn't work, log into you usaa account go the car rental section and click on "learn about member benefits" ).